A BOP bundles general liability and commercial property into one cost‑effective package. It can cover customer injuries, property damage, and damage to your building or equipment from covered causes like fire or theft.

Most states require workers’ comp if you have employees. It helps pay for medical bills and lost wages after a work‑related injury or illness and can protect your business from costly lawsuits.

In most cases, we can issue COIs within minutes during business hours. Ask your agent for additional insured wording or waivers when your client requires them.